About the Bank:
China construction Bank (DIFC Branch) (CCB DIFC) is a branch of China Construction Bank Corporation. CCB DIFC Branch, holding a Category 1 license, operates with coverage of Middle East and North Africa regions (MENA). Following China national strategy of ‘One Belt, One Road’, combined with Dubai’s advantage as centre of cross-border trade and finance in MENA, CCB DIFC provides comprehensive financial service to Chinese customer with “Go Abroad” strategy and extends CCB’s advantage to local high quality customers, acting as bridge connecting China, Middle East and North Africa.
Main Duties:
1.Independent credit proposal preparation and analysis including assessing, and interpreting complicated financial statements information; obtaining expertise in using CCB credit rating templates; making cash flow projections; performing stress testing and scenario analysis; drafting facility covenants and conditions; ability, willingness and loan serviceability assessments;
2.Review of credit proposals including credit rating, line, related checklists; making and expressing credit proposal review opinions;
3.Review of post loan classification and escalation to senior management of PLM and classification issues and Report to RMCC. Calculation of provisioning under IFRS 9 and escalation to senior management of issues in classification and related provisioning;
4.Performing loan administration duties including preparing facility/security/legal documentation and obtain signed documents; coordinate with the department responsible for legal coordination and lawyers for documentation; loan drawdown / rollovers / repayment / prepayment, preparing swift messages for loan disbursement, limits establishment and system updating;
5.Check the credit policy limits such single, group, industry limits and assisting with reporting to front office on line, business and rating expiry for next three months circulation to business;
6.Performing Credit Portfolio reviews and Stress Testing;
7.Completing Monthly, Quarterly and Special Request HO reporting as per timelines and Management Approval. Handle and manage special and ad-hoc projects / assignments or other duties that may be assigned by the Head of Risk Management and Senior Management from time to time.
Requirements:
1.Post Graduate or Professional Accounting/Financial Analyst Certification;
2.A high degree of technical competence and quantitative financial analysis skills;
3.3-5years’ experience as Credit Proposal Preparation/Analysis/Review;
4.Knowledge in risk analysis;
5.Strong Communication and Interpersonal Skills.
Work Location
DIFC, Dubai
Apply the Job
The job opening will be valid until July 20,2022 If you are interested in this job and have full confidence that you are suitable for this Job, please forward your CV and Salary Expectation (Mandatory) to our email address:
